Trust & EstatePlanning
ACM Holdings LLC provides comprehensive trust formation and estate planning services — from revocable living trusts and irrevocable asset protection structures to living wills and powers of attorney. We build the legal foundation that protects your wealth, your family, and your legacy.
Protect What You've Built
Without a proper estate plan, your assets are subject to probate — a public, time-consuming, and expensive court process that can take months or years to resolve. Your family may face unnecessary delays, legal fees, and disputes over your wishes.
ACM Holdings LLC builds comprehensive, legally sound estate plans that ensure your assets transfer exactly as you intend — privately, efficiently, and without court intervention.
of Americans have no estate plan, leaving their assets and families unprotected.
Trust 101: The Basics
New to trusts? Here's what you need to know to get started.
What is a Trust?
A trust is a legal arrangement where you (the grantor) transfer your assets to a trustee who manages them for the benefit of your chosen beneficiaries. It's like having someone you trust hold your assets and distribute them according to your wishes.
Why Do I Need One?
A trust helps you avoid probate (the slow, expensive court process), keeps your estate private, ensures your wishes are followed, and protects your family from delays and complications when you pass away.
Revocable vs. Irrevocable
A revocable trust can be changed or cancelled anytime — it's flexible. An irrevocable trust is permanent and offers stronger protection from creditors and taxes, but you can't change it once it's set up.
Frequently Asked Questions
Have questions? We've answered the most common ones below.
Do I really need a trust?
How much does it cost to set up a trust?
How long does it take to create a trust?
Can I change my trust after it's created?
What happens to my trust when I pass away?
Do I need a lawyer?
Our Estate Planning Services
We help you create the right trust and documents for your family's future. Each is tailored to your unique needs.
Revocable Living Trust
A revocable living trust allows you to retain full control of your assets during your lifetime while ensuring a seamless, private transfer to your beneficiaries upon your passing — completely bypassing the costly and public probate process.
- Full control retained by the grantor during lifetime
- Assets transfer privately — no probate court
- Can be amended or revoked at any time
- Protects beneficiaries from court delays
- Both public and private trust structures available
- Successor trustee designation for continuity
Ideal for: Individuals and families seeking privacy, probate avoidance, and flexible estate control.
Irrevocable Trust
An irrevocable trust permanently removes assets from your taxable estate, providing powerful protection against creditors, lawsuits, and estate taxes. Once established, the terms are fixed — offering the highest level of legal asset shielding.
- Assets removed from grantor's taxable estate
- Strong creditor and lawsuit protection
- Medicaid and long-term care planning benefits
- Charitable trust structures available
- Spendthrift provisions for beneficiary protection
- Ideal for high-net-worth asset preservation
Ideal for: Business owners, high-net-worth individuals, and those seeking maximum asset protection.
Living Will
A living will (advance healthcare directive) documents your medical wishes in the event you become incapacitated and cannot speak for yourself. It ensures your healthcare decisions are honored and removes the burden from your loved ones.
- Specifies end-of-life medical treatment preferences
- Covers life support, resuscitation, and pain management
- Legally binding in all 50 states
- Reduces family conflict during medical crises
- Can be updated at any time while competent
- Paired with healthcare proxy designation
Ideal for: Every adult — regardless of age or health status — should have a living will in place.
Power of Attorney (POA)
A power of attorney grants a trusted individual the legal authority to act on your behalf for financial or healthcare decisions. ACM drafts both durable and springing POAs tailored to your specific needs and risk profile.
- Durable Financial POA — manages assets, accounts, and property
- Healthcare POA — medical decisions if incapacitated
- Springing POA — activates only upon incapacity
- Limited POA — specific transactions or time periods
- Agent designation with clearly defined scope
- Revocable at any time while competent
Ideal for: Anyone who wants a trusted person to manage affairs if they are unable to do so themselves.
Your ACM Private Trust Crest
A heraldic symbol representing your family's commitment to building and protecting your legacy. Display it proudly on your trust documents and family heirlooms.
This crest becomes a family heirloom—a visual representation of the legacy you're building and the protection you're providing for generations to come.
How We Build Your Estate Plan
A structured, confidential process from initial consultation to fully executed documents.
Private Consultation
We begin with a confidential consultation to understand your assets, family structure, goals, and concerns. No two estate plans are alike.
Document Drafting
Our team prepares all required trust documents, directives, and POAs tailored to your specific situation and jurisdiction.
Review & Refinement
You review every document in detail. We refine language, adjust provisions, and ensure every clause reflects your exact intentions.
Execution & Funding
Documents are properly executed, notarized, and witnessed. We guide you through funding the trust by transferring assets into it.
Ongoing Support
Life changes. We provide ongoing support to amend, update, or expand your estate plan as your circumstances evolve.
Revocable vs. Irrevocable Trust
| Feature | Revocable Trust | Irrevocable Trust |
|---|---|---|
| Can be changed or revoked | ✅ Yes | ❌ No |
| Grantor retains control | ✅ Yes | ❌ No |
| Avoids probate | ✅ Yes | ✅ Yes |
| Asset protection from creditors | ❌ Limited | ✅ Strong |
| Reduces estate taxes | ❌ No | ✅ Yes |
| Medicaid planning benefits | ❌ No | ✅ Yes |
| Privacy from public records | ✅ Yes | ✅ Yes |
| Best for | Probate avoidance & flexibility | Asset protection & tax planning |
Start Building Your Estate Plan Today
Every day without an estate plan is a day your assets and family are unprotected. Schedule a private consultation with ACM Holdings to get started.
Disclaimer: ACM Holdings LLC provides document preparation and trust formation services. We are not a law firm and do not provide legal advice. We recommend consulting with a licensed attorney for complex legal matters.